Aareal Bank Reports Robust Growth and Optimistic Outlook for 2025

In 2024, Aareal Bank demonstrated robust financial performance, notably increasing its net interest income by 5% to €1.1 billion and reducing loan impairment charges by 22% to €0.4 billion. Operating profit surged by 33% to €294 million, marking the highest since 2018. A significant highlight was the €2.2 billion net income driven by the Aareon sale. The bank proposed a substantial dividend of €1.9 billion.

Looking forward, Aareal Bank has initiated the "Aareal Ambition" strategy aimed at enhancing growth and operational efficiency. By 2027, the bank anticipates reaching an adjusted return on equity of at least 13%. The strategy emphasizes strengthening core business, expanding new business fields, and optimizing processes.

For 2025, a further rise in operating profit to between €375 million and €425 million is expected. The focus remains on conservative risk strategies, maintaining strong capital, and liquidity positions.