Commerzbank Reports Strong Q1 Results with Significant Income Growth

Commerzbank has started 2025 with impressive results, marking its best quarter since 2011. The bank's operating result rose by 13% to €1.2bn with a net result of €834m. Revenue increased by 12% to €3.1bn, while net commission income grew by 6% to €1bn. The cost-income ratio dropped to 56%, better than the target of 57% for the year.

Commerzbank's solid performance in challenging times is attributed to strategic focusing, including AI advancements and digital continuity in the corporate client segment. The net commission income continued on its growth trajectory supported significantly by a robust securities business. The CET 1 ratio held substantial at 15.1%, reflecting capital-return potential.

Important transformations within AI saw Commerzbank launch several customer-oriented applications, along with internal tools to aid efficiency. Despite restructuring efforts, including a €40m expense for partial retirement, the outlook remains robust. For full-year 2025, the bank maintains its forecast of a €2.8bn net result before restructuring.