Results of the 2025 Stress Test for BNP Paribas

The 2025 European Stress Test, conducted by the European Banking Authority, confirms BNP Paribas' ability to absorb economic shocks. Conducted in partnership with the European Central Bank and other organizations, this test assesses the financial strength of banks in the face of a stress scenario.

For BNP Paribas, the results show a significant improvement in resilience. The fully loaded CET1 ratio lost only 235 basis points, compared to 398 in 2023. The leverage ratio remained above requirements, reaching a low of 3.9%.

This performance allows BNP Paribas to maintain a strong capital position. Its Pillar 2 guidance requirements have been reduced, reflecting its resilience. The group is committed to supporting the economy and its clients despite market uncertainty.