Results of Crédit Agricole Normandie-Seine for the third quarter of 2026

As of September 30, 2026, Crédit Agricole Normandie-Seine posted solid results despite a challenging economic environment. Geopolitical tensions and rising energy prices impacted the global economy. In France, the bank faced tight credit conditions and climate challenges, but it continues to support local projects thanks to its robust capital base.

Outstanding loans increased by 2.4% to reach €17.5 billion, driven by the recovery in the housing market. Meanwhile, savings deposits stood at €23.18 billion. The bank welcomed 24,000 new customers, bringing its total to 700,000, and its insurance portfolio reached 505,500 contracts thanks to 38,500 new subscriptions.

Net banking income (NBI) amounted to €320.3 million, up €27.2 million thanks to a healthy net interest margin. Consolidated net income rose by 37.5% to €98.4 million, despite a virtually stable cost of risk. Finally, the CCI share price fell by 10.9%, but the bank maintains liquidity ratios above regulatory requirements.