Solid performance for Crédit Agricole Toulouse 31 in 2024

In 2024, Crédit Agricole Toulouse 31 recorded a year of positive financial performance despite an uncertain economic and political context. The financial statements, carried out by the Board of Directors, indicate a net banking income of 258.1 million euros, up 5.1% compared to the previous year. This increase is supported by a significant increase in the margin on commissions and a strong growth in portfolio NBI.

Operating expenses were controlled, increasing by only 1.3%, while gross operating income climbed by 15%. The cost of risk, although higher, remained under control, resulting in a net result up by 14.2% to €56.5 million. Financial fundamentals are robust, with equity at €1,158 million and a solvency ratio of 22.7%.

For 2025, the bank plans to launch the “Impulsion 2027” strategic plan, aimed at strengthening its profitability and usefulness while capitalizing on its previous successes.