Finnvera's 2025 Financial Highlights: Strong Operating Result, Challenges Persist

Finnvera Oyj released its financial report for 2025, revealing a powerful operating result of 365 million euros. Despite this, the profit dropped to 16 million euros after returning a 349 million euro fund to the State Guarantee Fund. This resulted in a sharp profit decline from 228 million euros in 2024. Export financing reached a record high, while domestic financing also saw growth. Domestic loans and guarantees amounted to 1 billion euros, primarily benefiting industries in the Helsinki and Lapland regions.

The parent company's SME and midcap businesses marked a 26 million euro profit, while large corporates reported a loss of 44 million euros. Finnish Export Credit Ltd. concluded the year with a 34 million euro profit. Export credit guarantees reached 7 billion euros, with strong performances in the shipping and telecommunications sectors, including Nokia’s significant 5G project.

Looking ahead, Finnvera remains cautiously optimistic about the business landscape in 2026, though acknowledging challenges in export financing credit risks.