Funding Circle Reports Strong 2025 Results

Funding Circle Holdings plc achieved significant financial milestones in 2025, surpassing its 2026 revenue target a year early. The company reported a 28% revenue increase to £204.3 million and a sixfold rise in profit before tax to £20.3 million. Credit extended grew 29% to £2.45 billion, reaffirming its solid operating leverage and profitability.

The Group expanded its multi-product offerings, interacting with customers every 38 seconds. Assets under management increased to £2.96 billion, and customer count rose by 10% to 52,700. Funding Circle also focused on capital allocation, spending £30 million on share buybacks.

With advanced AI-driven risk models, Funding Circle aims to further capture the SME finance market. The company set new medium-term targets, aiming for £300-£350 million in revenue by 2029. Funding Circle continues to back the UK's SMEs, contributing significantly to employment and GDP.