HausVorteil AG's Profitable Equity Release Strategy

On December 1, 2025, Parmantier & Cie. GmbH published an initial study on HausVorteil AG, recommending a 'Buy' status with a target price of 31.00 Euros. HausVorteil operates a profitable and scalable equity release business model, focusing on older property owners. Providing equity release options and brokering properties not in their portfolio to partners, HausVorteil ensures predictable cash flows through special purpose vehicles (SPVs). Forecasts indicate SPVs might boost their purchase volumes to €100 million by 2030, promising faster scaling.

Despite major financiers withdrawing from partial property purchases, HausVorteil sees opportunities amidst high demand. Their strategy leverages lead generation and commission income, covering operational costs. However, growth heavily depends on capital access to optimize existing potential and generate significant returns through SPVs and property sales commissions.