Multitude AG on Track for Growth Despite Economic Challenges

Multitude AG is set to release its second-quarter figures for 2025, revealing a robust sales increase of 6% year-over-year. The company anticipates sales reaching €68.3 million, driven by growth in all three of its business segments: Ferratum, CapitalBox, and Wholesale banking. Notably, the net loan book is projected to increase by 15% to €802 million year-over-year.

The company expects earnings before taxes (EBT) to hit €7.8 million, reflecting a 43% year-over-year growth, due to improved topline performance and stringent cost management. With consistent risk management, loan impairments are predicted to stabilize.

Multitude AG aims to meet its revised full-year net profit target of €24-26 million, supported by tight cost control and anticipated sequential growth through the end of the year. Interest expenses should rise only modestly, balanced by increased revenues.

Overall, Multitude AG remains on a growth trajectory, supported by its solid financial performance and efficient operations. Its stock, trading at 6.7x P/E 2025, presents an attractive investment opportunity.