Societe Generale's 2027 Regulatory Capital Requirements

The European Central Bank (ECB) has set new regulatory capital requirements for Societe Generale, effective from January 1, 2027. The Pillar 2 Requirement (P2R) is set at 2.37%, with a minimum of 1.39% in CET1 form, incorporating a 0.12% requirement for non-performing loans prior to April 26, 2019. Consequently, the Group's consolidated minimum CET1 ratio requirement is 10.41%, including 0.86% countercyclical and 1.125% systemic buffers. For Tier 1 and Total Capital ratios, the requirements are 12.33% and 14.89%, respectively.

Additionally, the ECB established a leverage ratio P2R of 0.1%, bringing the minimum requirement to 3.6%. As of June 30, 2026, Societe Generale reported a CET1 ratio of 13.2%, surpassing requirements by 280 basis points. The leverage ratio was 4.3%, also above the threshold.