Lili Announces 2026 Business Banking Platform for Growing Small Businesses

New York, New York, July 7th, 2026, FinanceWire

After building its name with freelancers, Lili refocuses entirely on growing, multi-employee small businesses.

Lili, the online business banking platform that has served more than 200,000 businesses across the United States, today announced its 2026 business banking platform designed for growing, multi employee small businesses. The updated offering marks the company's strategic shift to a small business banking first approach after building its early reputation with freelancers and solopreneurs. Lili has redesigned its platform to support potential higher revenue, multi employee businesses with more complex financial needs.

The updated platform reflects more than a marketing repositioning. Lili has reorganized its offering around the operational needs of scaling businesses, including higher transaction volumes, larger operating balances, team access, and advanced banking capabilities without enterprise overhead or cost. The platform is centered on a Core plan with a $0 monthly fee that provides full featured business banking, high payment limits, and up to $3 million in FDIC insurance through Sunrise Banks, N.A., Member FDIC, and Lili's sweep network.

Built for speed and volume, the Core plan supports domestic and international wire transfers, Express ACH, and expedited check deposits, and lets owners securely grant access to accountants and team members. Business savings can potentially earn up to 4.00% APY, and customers get live support seven days a week. For businesses that want more, paid plans add expense management, automated tax savings, invoicing, and advanced reporting.

“We built Lili to support businesses as they scale, and going small-business-banking-first is how we make that commitment concrete. Growing companies need the infrastructure of a serious banking platform without the friction, the fees, or the limitations of legacy options.” - Lilac Bar David, Co-Founder and CEO of Lili

Highlights

• Product redesigned for growing, multi-employee small businesses
• $0 monthly fee Core plan with high payment limits
• Up to $3 million in FDIC insurance through Sunrise Banks and Lili's sweep network
• Up to 4.00% APY on business savings (available in all plans)
• Team and accountant access, plus 50+ integrations across accounting, payroll, and payments

Growing businesses can learn more about Lili's 2026 offering and open an account at lili.co

About Lili

Lili is an online business banking platform built for small businesses offering advanced business banking with no monthly fee, high-yield savings, access to capital, and integrated financial tools that help businesses stay organized as they grow. Founded in 2019 by Lilac Bar David and Liran Zelkha, and backed by Group 11, Foundation Capital, AltaIR Capital, Primary Venture Partners, Torch Capital, Target Global, and Zeev Ventures, Lili is headquartered in New York and served more than 200,000 businesses across all 50 states. Lili is a financial technology company, not a bank. Banking services are provided by Sunrise Banks, N.A., Member FDIC. To learn more, users can visit lili.co.

Disclosures: The Annual Percentage Yield (“APY”) for the Lili Savings Account is variable and may change at any time. The disclosed APY is effective as of January 13, 2026. Must have at least $0.01 in savings to earn interest. 2.25% APY applies to balances of up to and including $500,000. 4.00% APY applies to balances over $500,000 and up to and including $1,000,000. Any portions of a balance over $1,000,000 will not earn interest or have a yield. Available to all Lili plans.

Access to capital is provided by our partners that offer business loans or lines of credit. Lili is a financial technology company, not a bank or lender. Underwriting required.

FDIC insurance only covers the failure of an FDIC insured bank. The standard FDIC deposit insurance limit is $250,000 per depositor, per FDIC insured bank, per ownership category through Sunrise Banks, N.A and the sweep program banks. See Sunrise Banks Account Agreement and Addendum to Sunrise Banks Account Agreement.

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